:root{--bg:#f5f6fb;--ink:#1d2030;--muted:#6f7487;--line:#e6e8f0;--panel:#fff;--nav:#17152b;--purple:#7258e8;--purple2:#a986ff;--green:#16a777;--greenSoft:#e9fbf5;--coral:#f06b63;--coralSoft:#fff0ee;--yellow:#f2b84b;--yellowSoft:#fff7df;--blue:#3c82f6;--blueSoft:#edf4ff;--shadow:0 18px 50px rgba(32,35,64,.08)}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink)}button,input,select{font:inherit}.app{display:grid;grid-template-columns:245px 1fr;min-height:100vh}.sidebar{background:linear-gradient(180deg,#17152b,#242044);color:white;padding:24px 16px;position:sticky;top:0;height:100vh}.brand{display:flex;gap:12px;align-items:center;padding:0 8px 26px}.logo{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:linear-gradient(135deg,#8f70ff,#ffbd59);font-weight:900}.brand b{display:block;font-size:18px}.brand small{opacity:.6}.sidebar nav{display:grid;gap:7px}.sidebar nav button{border:0;background:transparent;color:#c9c7d8;text-align:left;padding:12px 13px;border-radius:12px;cursor:pointer;display:flex;gap:11px;align-items:center}.sidebar nav button:hover,.sidebar nav button.active{background:rgba(255,255,255,.1);color:#fff}.side-note{position:absolute;bottom:20px;left:22px;right:22px;font-size:11px;color:#8f8aa8}main{padding:0 30px 60px;min-width:0}.topbar{display:flex;justify-content:space-between;align-items:center;padding:26px 0 18px;gap:16px}.eyebrow,.kicker{font-size:10px;letter-spacing:.16em;font-weight:800;color:var(--purple);margin:0 0 4px}.topbar h1{margin:0;font-size:27px}.top-actions{display:flex;gap:10px;align-items:center}.top-actions select,.filters select,.filters input{background:white;border:1px solid var(--line);border-radius:12px;padding:10px 12px;color:var(--ink)}.btn{border:0;border-radius:12px;padding:10px 15px;font-weight:750;cursor:pointer}.btn.primary{background:linear-gradient(135deg,var(--purple),#8b68ef);color:white;box-shadow:0 8px 22px rgba(114,88,232,.22)}.btn.ghost{background:white;border:1px solid var(--line);color:var(--ink)}.btn.danger{background:#fff0f0;color:#c64545}.page{display:none}.page.active{display:block}.hero{background:linear-gradient(115deg,#201c44 0%,#4b3d8e 58%,#8c68ef 100%);border-radius:24px;color:white;padding:26px 28px;display:flex;justify-content:space-between;align-items:center;box-shadow:var(--shadow);overflow:hidden;position:relative}.hero:after{content:"";position:absolute;width:240px;height:240px;border-radius:50%;background:rgba(255,255,255,.08);right:-70px;top:-100px}.hero h2{font-size:30px;margin:9px 0 7px}.hero p{max-width:650px;color:#ddd8f4;margin:0;line-height:1.5}.pill{background:rgba(255,255,255,.13);padding:6px 10px;border-radius:999px;font-size:12px}.hero-badge{z-index:1;background:white;color:var(--ink);padding:15px 18px;border-radius:18px;min-width:175px}.hero-badge span,.hero-badge small{display:block;color:var(--muted);font-size:11px}.hero-badge strong{display:block;font-size:18px;margin:4px 0}.cards{display:grid;gap:14px;margin:16px 0}.cards.four{grid-template-columns:repeat(4,1fr)}.cards.three{grid-template-columns:repeat(3,1fr)}.metric{background:white;border-radius:18px;padding:18px;border:1px solid var(--line);box-shadow:0 7px 22px rgba(32,35,64,.04);position:relative;overflow:hidden}.metric:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:#b9becd}.metric.income:before{background:var(--green)}.metric.expense:before{background:var(--coral)}.metric.free:before{background:var(--blue)}.metric.reserve:before{background:var(--yellow)}.metric span,.metric small{display:block;color:var(--muted);font-size:12px}.metric strong{display:block;font-size:24px;margin:8px 0 4px}.grid2{display:grid;grid-template-columns:1.2fr .8fr;gap:16px;margin:16px 0}.panel{background:white;border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:0 8px 28px rgba(32,35,64,.04)}.panel h3{margin:2px 0 14px}.panel-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start}.big{font-size:24px}.muted{color:var(--muted);font-size:13px}.progress{height:10px;background:#edf0f6;border-radius:999px;overflow:hidden;margin:16px 0}.progress i{display:block;height:100%;background:linear-gradient(90deg,var(--blue),var(--purple));border-radius:999px;width:0}.list{display:grid;gap:8px}.list-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid #f0f1f5}.list-row:last-child{border-bottom:0}.list-row b{font-size:13px}.list-row small{display:block;color:var(--muted);margin-top:3px}.tag{font-size:10px;font-weight:800;padding:5px 8px;border-radius:999px}.tag.pending{background:var(--yellowSoft);color:#986a08}.tag.paid{background:var(--greenSoft);color:#0c7b56}.tag.late{background:var(--coralSoft);color:#c84e47}.bar-chart{display:flex;align-items:flex-end;gap:18px;height:170px;padding-top:20px}.bar-col{flex:1;text-align:center}.bar-wrap{height:120px;background:#f0f2f7;border-radius:12px;display:flex;align-items:flex-end;overflow:hidden}.bar{width:100%;border-radius:12px 12px 0 0;min-height:3px}.bar.in{background:linear-gradient(#34c798,#16a777)}.bar.out{background:linear-gradient(#ff8d83,#f06b63)}.bar-col small{display:block;margin-top:8px;color:var(--muted)}.category-list{display:grid;gap:11px}.cat-row{display:grid;grid-template-columns:100px 1fr 80px;gap:10px;align-items:center;font-size:12px}.cat-track{height:8px;background:#f0f2f6;border-radius:99px;overflow:hidden}.cat-track i{display:block;height:100%;background:linear-gradient(90deg,var(--purple2),var(--purple));border-radius:99px}.section-intro{display:flex;justify-content:space-between;align-items:end;margin:8px 0 18px;gap:14px}.section-intro h2{margin:0 0 5px}.section-intro p{margin:0;color:var(--muted)}.filters{display:flex;gap:10px;margin-bottom:12px}.filters input{flex:1}.table-wrap{background:white;border:1px solid var(--line);border-radius:18px;overflow:auto}table{border-collapse:collapse;width:100%;min-width:760px}th,td{padding:13px 14px;text-align:left;border-bottom:1px solid #f0f1f5;font-size:13px}th{font-size:11px;color:var(--muted);background:#fbfbfd}td.amount{text-align:right;font-weight:800}.amount.income{color:var(--green)}.amount.expense{color:var(--coral)}.row-actions button{border:0;background:#f4f5f9;border-radius:8px;padding:6px 8px;cursor:pointer}.bill-card{background:white;border:1px solid var(--line);border-radius:18px;padding:18px}.bill-card .bill-top{display:flex;justify-content:space-between;gap:12px}.bill-card strong{font-size:21px}.bill-card .bill-actions{display:flex;gap:8px;margin-top:15px}.bill-card .bill-actions button{flex:1}.credit-grid{display:grid;grid-template-columns:repeat(2,minmax(250px,1fr));gap:16px;margin-bottom:16px}.credit-card{min-height:180px;border-radius:22px;padding:22px;color:white;position:relative;overflow:hidden;box-shadow:var(--shadow)}.credit-card:nth-child(odd){background:linear-gradient(135deg,#1e2045,#6e58d9)}.credit-card:nth-child(even){background:linear-gradient(135deg,#5b153c,#e65e75)}.credit-card:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;border:30px solid rgba(255,255,255,.08);right:-70px;top:-60px}.credit-card small{opacity:.7}.credit-card h3{margin:8px 0 30px}.credit-card .card-bottom{display:flex;justify-content:space-between}.debt-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:16px}.debt-summary>div{background:white;border:1px solid var(--line);border-radius:16px;padding:16px}.debt-summary span{display:block;color:var(--muted);font-size:12px}.debt-summary strong{font-size:23px}.debt-list{display:grid;gap:10px}.debt-item{background:white;border:1px solid var(--line);border-radius:16px;padding:16px;display:grid;grid-template-columns:1.4fr .8fr .7fr .8fr auto;gap:12px;align-items:center}.debt-item small{display:block;color:var(--muted)}.goal-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.goal{background:white;border:1px solid var(--line);border-radius:18px;padding:18px}.settings-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.switch-row{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid #f0f1f5}.chip{display:inline-flex;padding:6px 9px;background:#f2f3f8;border-radius:999px;font-size:11px;margin:3px}.danger-zone .btn{margin-right:8px;margin-top:8px}.fab{display:none;position:fixed;right:18px;bottom:22px;width:56px;height:56px;border-radius:50%;border:0;background:linear-gradient(135deg,var(--purple),#9b6ef0);color:white;font-size:28px;box-shadow:0 12px 30px rgba(114,88,232,.35)}dialog{border:0;border-radius:22px;padding:0;max-width:650px;width:calc(100% - 28px);box-shadow:0 25px 90px rgba(0,0,0,.25)}dialog::backdrop{background:rgba(20,20,35,.55);backdrop-filter:blur(3px)}dialog form{padding:22px}.modal-head{display:flex;justify-content:space-between;align-items:flex-start}.modal-head h3{margin:0;font-size:22px}.icon-btn{border:0;background:#f1f2f6;width:34px;height:34px;border-radius:10px;font-size:20px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px;margin-top:18px}.form-grid label{font-size:12px;font-weight:700;color:#555b6c}.form-grid label.wide{grid-column:1/-1}.form-grid input,.form-grid select{width:100%;border:1px solid var(--line);border-radius:11px;padding:11px;margin-top:5px;background:white}.modal-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:18px}
@media(max-width:980px){.app{grid-template-columns:80px 1fr}.sidebar{padding:20px 10px}.brand div,.sidebar nav span,.side-note{display:none}.brand{justify-content:center;padding:0 0 22px}.sidebar nav button{justify-content:center;font-size:19px}.cards.four{grid-template-columns:repeat(2,1fr)}.grid2{grid-template-columns:1fr}.settings-grid{grid-template-columns:1fr}}
@media(max-width:700px){body{background:#f7f7fb}.app{display:block}.sidebar{position:fixed;z-index:20;left:0;right:0;bottom:0;top:auto;height:68px;padding:7px 8px;background:#17152b}.brand,.side-note{display:none}.sidebar nav{display:flex;justify-content:space-around;gap:2px}.sidebar nav button{padding:9px 10px;font-size:18px}.sidebar nav button:nth-child(n+6){display:none}main{padding:0 14px 92px}.topbar{padding:18px 0 12px}.topbar h1{font-size:22px}.top-actions .btn{display:none}.top-actions select{max-width:145px}.hero{padding:20px;display:block;border-radius:20px}.hero h2{font-size:25px}.hero-badge{margin-top:16px;min-width:0}.cards.four,.cards.three{grid-template-columns:repeat(2,1fr)}.metric{padding:15px}.metric strong{font-size:20px}.grid2{margin:12px 0}.panel{padding:16px}.section-intro{align-items:flex-start}.section-intro .btn{display:none}.filters{display:grid;grid-template-columns:1fr 1fr}.filters input{grid-column:1/-1}.credit-grid,.goal-grid,.settings-grid{grid-template-columns:1fr}.debt-summary{grid-template-columns:1fr 1fr}.debt-summary>div:last-child{grid-column:1/-1}.debt-item{grid-template-columns:1fr 1fr}.debt-item>div:first-child{grid-column:1/-1}.fab{display:block}.form-grid{grid-template-columns:1fr}.form-grid label.wide{grid-column:auto}.cat-row{grid-template-columns:82px 1fr 70px}}
@media(max-width:430px){.cards.four,.cards.three{grid-template-columns:1fr 1fr}.metric span{font-size:11px}.metric strong{font-size:18px}.hero p{font-size:13px}.panel-head{display:block}.big{display:block;margin-top:8px}.sidebar nav button{padding:9px 8px}}
@media print{.sidebar,.topbar,.fab,.section-intro .btn{display:none!important}.app{display:block}main{padding:0}.page{display:none!important}#reports{display:block!important}.panel,.metric{box-shadow:none}}


/* ===== V1.1 — Refinamento de densidade e proporções ===== */
@media(min-width:981px){
  .app{grid-template-columns:228px 1fr}
  .sidebar{padding:22px 14px}
  .brand{padding-bottom:22px}
  main{padding-left:28px;padding-right:28px}
  .topbar{padding-top:22px;padding-bottom:15px}
  .hero{padding:21px 25px;border-radius:21px}
  .hero h2{font-size:28px;margin:7px 0 5px}
  .hero-badge{padding:13px 16px}
  .cards{gap:12px;margin:13px 0}
  .metric{padding:15px 16px;border-radius:16px}
  .metric strong{font-size:22px;margin:6px 0 3px}
  .grid2{gap:13px;margin:13px 0}
  .panel{padding:17px 18px;border-radius:18px}
  .section-intro{margin:5px 0 15px}
  .section-intro h2{font-size:25px}
  th,td{padding:11px 13px}
  .filters{margin-bottom:10px}
  .debt-summary{gap:12px;margin-bottom:13px}
  .debt-summary>div{padding:13px 15px}
  .debt-summary strong{font-size:21px}
  .debt-list{gap:8px}
  .debt-item{padding:12px 15px;min-height:68px}
}
#billCards.cards.three{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.bill-card{
  padding:13px 15px;border-radius:16px;display:grid;
  grid-template-columns:minmax(170px,1.25fr) minmax(105px,.55fr) minmax(185px,.9fr);
  grid-template-areas:"top value actions" "meta value actions";
  column-gap:14px;align-items:center;min-height:100px
}
.bill-card .bill-top{grid-area:top;display:block}
.bill-card .bill-top h3{margin:4px 0 0;font-size:16px}
.bill-card .bill-top>span{position:absolute;margin-left:-9999px}
.bill-card>strong{grid-area:value;font-size:19px;margin:0;text-align:right}
.bill-card>p{grid-area:meta;margin:4px 0 0;font-size:11px;white-space:normal}
.bill-card .bill-actions{grid-area:actions;margin:0;display:flex;gap:7px}
.bill-card .bill-actions .btn{padding:9px 10px;font-size:12px}
.credit-card{min-height:166px;padding:20px 22px}
.credit-card h3{margin:7px 0 27px}
.credit-card .card-bottom{align-items:flex-end;gap:28px}
.credit-card .card-bottom>div{min-width:0}
.credit-card .card-bottom>div:last-child{text-align:right;margin-left:auto}
.credit-card .card-bottom small{display:block;margin-bottom:4px}
.credit-card .card-bottom b{display:block;font-size:17px;white-space:nowrap}
.goal{padding:16px}.settings-grid{gap:13px}.switch-row{padding:11px 0}
@media(max-width:1180px) and (min-width:701px){#billCards.cards.three{grid-template-columns:1fr}}
@media(max-width:700px){
  #billCards.cards.three{grid-template-columns:1fr}
  .bill-card{display:block;min-height:0;padding:15px}
  .bill-card .bill-top{display:flex}
  .bill-card .bill-top>span{position:static;margin:0}
  .bill-card>strong{display:block;text-align:left;margin-top:9px;font-size:20px}
  .bill-card>p{margin:6px 0 0}
  .bill-card .bill-actions{display:flex;margin-top:12px}
  .credit-card .card-bottom{gap:15px}
}